This book documents events experienced after becoming a Whistleblower against the most powerful debt collection organization in the world. Using fictional characters and conversations, this story, based on actual events, exposes efforts to cause financial, emotional, and mental harm to me, my family, and my friends. Tactics such as privacy violations, illegal monitoring and surveillance, misuse of government records, and violation of trusted agreements with third-party banking, healthcare, credit, government officials and data are exploited by this institution to achieve their goal.