Julia’s life as a successful product designer is interrupted in an instant when she is suddenly widowed. Devastated she abandons her career and escapes to France to heal. She returns to start her own service business but realizes she does not know how to turn talent into financial success. She is coached by a friend who leads her to develop new financial strategies and habits. Julia is guided through a series of key financial principles about managing employees, time and services that take her business from financial starvation to thriving success. What she learns can be your guide to making money in your service-oriented business. This is a work of fiction with a lot of real-life lessons on succeeding financially in a time-based service business.