Born in 1942, William Moody was raised in Birmingham, England. His insurance career took him to Bristol, Glasgow and London where he worked for various insurance broking companies before forming his own company. He acquired a number of insurance brokerages to expand his business including a Lloyd?s of London broker. He bought an insurance agency in Seattle, Washington and relocated to the United States of America in 1990. Some years later, this business was eventually sold and he retired to Indian Wells in Southern California. He and his wife , Marian became American Citizens in 2003 and proudly hold dual citizenship with the United Kingdom. They enjoy the relaxed life of Country Club living with their many friends in the Coachella Valley and together they have five children and ten grandchildren. This is William?s first venture into story-telling.