Firm grip on an empty bag? This is how many Americans find themselves when the subject is retirement. Long gone are the days of the “defined-benefit” retirement plans. We are in the midst of a “retirement tsunami” for the baby-boomer generation and the lack of preparation for many in this group. According to the Social Security Administration, “94% of baby-boomers are unprepared for retirement. The reason for this is, that many think of “retirement” as an age and when they get to that “age” they can take a deep breath and relax because it is smooth sailing from then on. For many Americans, the idea of retirement is just that; “an idea.” Lessons from recent history: the Enron scandal, the Worldcom scandal, massive lay-offs, and the list goes on. What’s left? Misplaced responsibility. For far too many people; retirement is thought about when their options are limited. They never get around to securing their retirement because it is simply not thought about. Wake-up America! "I am a most unhappy man. I have unwittingly ruined my country. A great industrial nation is controlled by its system of credit. Our system of credit is concentrated. The growth of the nation, therefore, and all our activities are in the hands of a few men. We have come to be one of the worst ruled, one of the most completely controlled and dominated Governments in the civilized world — no longer a Government by free opinion, no longer a Government by conviction and the vote of the majority, but a Government by the opinion and duress of a small group of dominant men." -Woodrow Wilson, after signing the Federal Reserve into existence.Planning for the future has always been important and there is no more valuable way to prepare for it than by making sure our finances are in good order. This is particularly relevant when it comes to planning for retirement and in Ask the Right Questions, Get the Right Answers you will be treated to some of the most up-to-date information on retirement planning available.Within the pages it examines the most important areas of making sure you are financially solvent in your later years, including:•Wills & Trusts•Long-Term Care•Safe Alternatives to the Stock Market•Final Expense With great tips and advice on how to overcome a range of problems, how to choose the right people to get your finances properly sorted and much more, Ask the Right Questions, Get the Right Answers is nothing short of a financial education, just when you need it most. With over 19 years’ experience in the financial industry, author Robb Hill has exactly what is required to help you to retire with the peace of mind and security you deserve. While all of the above mentioned is important, many wait too long in planning for the day when they will pass away. How you leave your loved ones when you pass needs to be planned in advance. It’s never too late to learn how to be financially savvy.